If you've suffered injuries in an auto accident, you are likely dealing with financial and emotional losses on top of your physical pain. The car accident was not your fault, but you are certainly paying for it in more ways than one. According to Georgia laws, you may seek compensation for your losses.
If the driver who hit you was insured, you'll likely hear from his or her insurance provider. It will want to perform its own investigation in order to determine fault. If it deems it necessary to cover your losses, it will look at a number of factors to determine how much to pay you. Something to remember before jumping on any settlement offer is, the insurance provider does not have your best interests in mind.
Here is the thing with car accident settlements; you have the right to reject them. This is not a one-and-done thing. It is the settlement process for a reason. If you do not feel the initial settlement is sufficient, you have the right to turn it down and demand more. If you do not feel comfortable dealing with an insurance provider, you do not have to. It is actually to your benefit to have your legal counsel manage the negotiations process.
What if the settlement process is not working?
If talking things out with insurance is not producing desirable results, litigation is always an option. If this is a route you choose, it is a decision you need to make in a timely manner. There is a statute of limitations placed on personal injury cases, meaning you only have so much time to file civil claims in court. If you fail to submit your claim before the statute of limitations is up, you give up your right to seek compensation through legal means.
Resolution can take time
Resolving a personal injury case can take time. Negotiating a fair settlement with insurance can take far less time than litigation if the insurance provider is willing to negotiate.
At the end of the day, seeking fair and full compensation following a car accident is not always easy, but it may prove worth it in the end. With the assistance of legal counsel, fighting for relief does not have to be a horrible process.